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Legal Notice & Privacy Policy

Last updated: October 2026

1. Site Publisher

The website reezom.ai and the platform app.reezom.ai are published by Reezom AI, a Simplified Joint-Stock Company with a sole shareholder (SASU) with share capital of €10,000, registered with the Paris Trade and Companies Register under RCS Paris number 107 722 704.

  • Registered Office: 36 rue Scheffer, 75116 Paris, France
  • SIREN Number: 107 722 704
  • EU VAT Identification Number: FR14107722704
  • NAF / APE Code: 66.19B
  • Contact: contact@reezom.ai

2. Regulatory Status & Supervisory Authorities

Reezom AI is registered with the French Single Register of Insurance, Banking, and Finance Intermediaries (ORIAS) under registration number 26011933 (consultable on the public registry www.orias.fr) as a Financial Investment Advisor (Conseiller en Investissements Financiers — CIF).

Approved Professional Association: Reezom AI is an active member of ANACOFI-CIF, a professional association approved by the French Financial Markets Authority (AMF), 92 rue d'Amsterdam, 75009 Paris, France.

Supervisory Authority: CIF activities are subject to regulatory supervision by the Autorité des Marchés Financiers (AMF), 17 place de la Bourse, 75082 Paris Cedex 02, France (www.amf-france.org).

Nature of Advisory Services: Reezom AI provides financial investment advice on an independent basis. Reezom AI is remunerated exclusively via direct user subscription fees paid by its clients, without receiving any commission retrocessions or inducements from asset management companies or financial instrument issuers.

Professional Civil Liability Insurance & Financial Guarantee: Reezom AI maintains professional civil liability insurance compliant with Articles L. 541-3 and D. 541-9 of the French Monetary and Financial Code, subscribed with AIG Europe S.A. (Policy No. RCPA278625662).

Non-Holding of Funds: In accordance with Article L. 541-6 of the French Monetary and Financial Code, Reezom AI does not receive or hold client funds, securities, or financial assets. All subscription payment flows are fully secured and processed by the authorized payment institution Stripe Payments Europe, Ltd..

3. Service Hosting & System Security

The technical architecture of Reezom AI is distributed as follows:

  • Marketing Website (reezom.ai): Hosted by Cloudflare, Inc., 101 Townsend St, San Francisco, CA 94107, USA (Tel: +1 (888) 993-4733).
  • Web Application and Computing Servers (app.reezom.ai): Hosted within the European Union (Europe-West Region / France) by Google Cloud France (Google Ireland Limited), Gordon House, Barrow Street, Dublin 4, Ireland (Tel: +353 1 436 1000).

4. Personal Data Protection (GDPR) & Legal Archiving

Reezom AI applies the provisions of Regulation (EU) 2016/679 (GDPR) and the amended French Data Protection Act (Loi Informatique et Libertés of January 6, 1978).

Data Controller & DPO: Laurent Bakhtiari (contact: contact@reezom.ai).

Data Collected: Identification data (first name, last name, email address), connection logs, composition of portfolios submitted for analysis, and, where applicable for investment advisory clients, suitability profile data (financial situation, investment objectives, risk tolerance, and ESG preferences).

Legal Bases: Execution of the service agreement (Terms of Service / Subscription), compliance with legal and regulatory obligations (French Monetary and Financial Code, MiFID II, and AML/CFT directives), and legitimate interest in securing the platform.

Google OAuth & Google User Data: When signing up or logging into Reezom AI using Google Sign-In, we only access your email address, first name, and last name associated with your Google account (basic public profile data). We do not access your private Gmail messages, contacts, files, or any other personal Google data.

This information is used strictly to create and secure your user account. No data received via Google APIs is transferred to third parties or used for advertising purposes.

Reezom AI's use and transfer to any other app of information received from Google APIs will adhere to the Google API Services User Data Policy, including the Limited Use requirements.

Data Retention & Financial Regulatory Alignment:
  • For Analytics SaaS Platform Users: Data is retained for the active lifetime of the account and deleted upon request (via Profile > Permanently delete my account or by email).
  • For Personal CIF Investment Advisory Clients: Pursuant to Article L. 561-12 of the French Monetary and Financial Code and professional statutory requirements, supporting documents, KYC questionnaires, agreements, and suitability reports are archived in secure storage for a mandatory statutory period of five (5) years following account closure or termination of the business relationship.

Your Rights: You have the right to access, rectify, object to, port, and erase your personal data (subject to the aforementioned statutory retention requirements) by writing to contact@reezom.ai. You also have the right to lodge a complaint with the CNIL (3 Place de Fontenoy, 75007 Paris, France – www.cnil.fr).

5. Intellectual Property

All trademarks, texts, algorithms, supply-chain interconnection graph visualizations, graphical user interfaces, logos, and source code composing Reezom AI are the exclusive property of Reezom AI SASU. Any unauthorized reproduction, representation, extraction, or reuse constitutes an infringement sanctioned by intellectual property law.

6. Nature of Financial Services, MAR & Risk Warning

6.1. Decision-Support Tools vs. Personalized Investment Advisory

Quantitative metrics, supply chain mappings, general strategic analyses, and ratings (notably indicators such as "very positive", "positive", "neutral", "negative", "very negative") presented across the application constitute generic, non-personalized information and decision-support tools.

Regulated personalized financial investment advisory services (tailored rebalancing recommendations adapted to investor profiles) are strictly reserved for clients who have validated the full regulatory onboarding process (delivery of the DER / Legal Information Sheet, collection of KYC data, and signature of a CIF Engagement Letter).

6.2. Crypto-Asset Regulation (MiCA)

Analyses pertaining to digital assets and cryptocurrencies are provided solely for fundamental, quantitative, and technological evaluation purposes. They do not constitute a public offer of crypto-assets, nor the provision of Digital Asset Services (PSAN) or Crypto-Asset Services (CASP) under European MiCA Regulation (EU 2023/1114).

6.3. Compliance with Market Abuse Regulation — MAR (EU No 596/2014)

In accordance with Article 20 of MAR and Delegated Regulation (EU) 2016/958 on the objective presentation of investment recommendations:

  • Objective Generation: Standardized analyses result from deterministic, documented algorithmic processing produced solely by Reezom AI.
  • Timestamping & Nature: All evaluations are clearly timestamped upon release and rigorously distinguish factual figures from mathematical projections.
  • Conflict Management & Disclosures: Personal financial instrument holdings of company executive management are published at https://www.reezom.ai/transparence-portefeuille.html. Algorithmic models operate completely independently and sealed off from private management positions.
  • Zero Inducements: Reezom AI accepts no kickbacks, third-party remuneration, or inducements from analyzed issuers or companies.

6.4. Market Risk Warning

Investing in financial instruments (stocks, ETFs, debt instruments) and digital assets carries a risk of total or partial loss of invested capital. Past performance is never a guarantee of future returns. Reezom AI is not an authorized investment firm or broker and does not execute trade orders; investors remain solely responsible for executing transactions with their account-holding broker.

7. Complaints Handling & Financial Ombudsman (Mediation)

7.1. Internal Complaints Handling Procedure

For any formal complaint, users may contact Reezom AI:

Reezom AI commits to acknowledging receipt of complaints within a maximum of 10 business days from dispatch, and providing a reasoned written response within a maximum of two (2) months.

7.2. Recourse to the Ombudsman / Financial Mediator

In the event of an unresolved dispute or absence of a satisfactory response, clients may refer the matter free of charge to the relevant mediator based on their status:

For Consumers (Retail Clients): The AMF Financial Ombudsman

Autorité des Marchés Financiers — 17, place de la Bourse, 75082 Paris Cedex 02, France

Electronic referral portal: AMF Ombudsman Official Portal

For Business & Professional Disputes: The ANACOFI Mediator

92, rue d'Amsterdam — 75009 Paris, France

Website: www.anacofi.asso.fr